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Meet Our Staff

As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business.  Building a long-lasting relationship with our clients is our number one priority.

Rick Erwin


With 22 years in the insurance industry, Rick built the foundation for the agency as it is today.
Rick now enjoys living the retired life and spending time with his wife of over 45 years! He also enjoy the outdoors, riding his motorcycle, and being with family.

Brad Erwin


I began my career in insurance in 2006, after working in the construction industry for many years. I joined forces with my father in our agency through American National Insurance. However, in 2009 we decided we could better serve our customers by becoming independent agents and joined the Affordable American Insurance group. As a native to the state of Colorado, I am happy to be able to provide wide array of insurance services to our community. In addition to running the agency, I enjoy camping, riding motorcycles, and spending time with my daughter.

Autumn Brown

Personal Lines Manager

I’ve lived in Colorado my whole life and can’t imagine living elsewhere. My husband and I live in Frederick and love the small town feel close to the big city. We are frequently in Denver to see shows at the Buell. Every year we host exchange students from around the world. We love sharing our country with them and learning about theirs. We don’t have any kiddos of our own but between the exchange students, the basset hound, Corgi, and two ginger kitties, we feel like we have the perfect little family. I’ve been in the insurance industry for 12 years now and would love to help with your account.

Tim Fuller

Life Insurance Specialist / Senior VP at Special Risk Services, Inc.

We have teamed up with Tim Fuller and Special Risk Insurance Services. Established in 1996 SRS is an independent, nationally recognized brokerage specializing in:
Life Insurance, Long Term Care Insurance, Fixed Annuities, and Disability Insurance.
One thing you will appreciate about working with Tim and his team is that they do not believe in a cookie-cutter one-size-fits-all approach. Instead, they follow a meticulous process designed to help get to know each client’s situation and goals so that they can make appropriate recommendations to meet their needs.