Skip to the content

Your Local Lakewood Independent Insurance Agency

Erwin Insurance Services specializes in auto, home, life, and business insurance for all of Colorado.

Welcome to Erwin Insurance Services, a family run independent insurance agency with over 20 years combined experience. As an independent agency, we are able to shop multiple top-rated carriers, finding the right coverage for your personal and business needs.

We represent many carriers such as SafeCo, Travelers, State Auto, Nationwide, and Progressive, just to name a few. As agency owners, Rick and Brad have built a team that is dedicated to customer service and creating lasting relationships with their clients.

See All ReviewsSee All Reviews

Find Out How Much You Can Save Today

  • This field is for validation purposes and should be left unchanged.

Recent News & Updates

How To Protect Your Small Business from a Data Breach

Data breaches are becoming increasingly more common, particularly for small businesses. Cyber attacks are a means for hackers to collect personal information for fraudulent purposes. Small businesses may have budget and staffing limitations that make them more vulnerable to attack. Fortunately, there are steps you can take to protect your company from a data breach. Understand How Data Breaches Occur Data breaches can happen in...

Why You Should Consider Travel Insurance for Your Next Cruise

With summer coming to an end, you may be planning one last family trip before school starts again. If a cruise is on the horizon, you might want to consider travel insurance. COVID-19 has shown us how important this type of coverage could be, with the number of cancellations that have occurred.  Benefits of Travel Insurance for a Cruise People generally book cruises to relax...

How Much Life Insurance Do I Need?

Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...

Business Income Coverage vs. Business Interruption Insurance: What's the Difference?

Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...