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Your Local Lakewood Independent Insurance Agency

Erwin Insurance Services specializes in auto, home, life, and business insurance for all of Colorado.

Welcome to Erwin Insurance Services, a family run independent insurance agency with over 20 years combined experience. As an independent agency, we are able to shop multiple top-rated carriers, finding the right coverage for your personal and business needs.

We represent many carriers such as SafeCo, Travelers, State Auto, Nationwide, and Progressive, just to name a few. As agency owners, Rick and Brad have built a team that is dedicated to customer service and creating lasting relationships with their clients.
Read what satisfied customers have said about Erwin Insurance Services.
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Recent News & Updates

GoFundMe vs. Life Insurance: What You Should Know

Posted: March 22, 2023

You have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds, adding stress to one of life’s most challenging times. Life insurance is a far more...

5 Types of Car Insurance Explained

Posted: March 16, 2023

Car insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...

What is Term Life Insurance, and How Does it Work?

Posted: March 7, 2023

Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the spouse or children, but any individual, organization,...

How Promoting Workplace Safety can Save You Money

Posted: March 4, 2023

No business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your...