Skip to the content

Your Local Lakewood Independent Insurance Agency

Erwin Insurance Services specializes in auto, home, life, and business insurance for all of Colorado.

Welcome to Erwin Insurance Services, a family run independent insurance agency with over 20 years combined experience. As an independent agency, we are able to shop multiple top-rated carriers, finding the right coverage for your personal and business needs.

We represent many carriers such as SafeCo, Travelers, State Auto, Nationwide, and Progressive, just to name a few. As agency owners, Rick and Brad have built a team that is dedicated to customer service and creating lasting relationships with their clients.

See All ReviewsSee All Reviews

Find Out How Much You Can Save Today

  • This field is for validation purposes and should be left unchanged.

Recent News & Updates

Why Your Minor Might Benefit from a Life Insurance Policy

Most people do not consider buying life insurance until they are married or have children. If you are single and do not have any children, buying life insurance may not top your list of priorities. A minor of any age can own a life insurance policy indirectly as a gift or can be transferred by an adult.  What is the Best Age to Buy Life...

Commonly Overlooked Types of Business Insurance

You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...

Tips for Maintaining Your Roof

You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer.  Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....

Term or Whole Life: Which Life Insurance Policy is Best?

Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation.  Life Insurance: What Type Do You Need? You have two main options in purchasing...